Its the first month of the year.
The first post of the year, maybe?
I dont wanna use the word failure in the title.
Apparently today is payday for January.
I may overexpend in January, where I have to pay my credit card & i am on tight schedule to finish up my car loan. I wanna cut from 4 years to 2 years so imagine how much i ahould be stingy to myself
I will be starting to pay house loan very soon I will have to manage the renting procedure ASAP.
So the plan this month is stop looking at the credit card. Not using it.
Argh.
Tuesday, January 28, 2020
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